SMART HOME BUYING 1. Get pre-qualified, most sellers won't accept offers without a pre-qualification letter from a lender. 2. When you find the right home a) Make a good offer in order to buy the home you like b) The larger the deposit the better chance of getting the property c) You’ll eliminate other buyers with low offers and small deposits
HOME BUYER'S TEAM Buyer Agents Show properties that you have selected. Answer questions you may have regarding home values, and reshow properties that you are interested in. Your buyer agent may also write the sales contract with the terms and conditions of your offer.
Contract Negotiator Write the sales contract. The sales contract will be presented to the listing agent or office and possibly the seller of the property. Our negotiator will help you with acceptable contract terms and conditions.
Transaction Coordinator Processes pending transaction and does all the necessary work to insure a smooth closing. Your closer will co- ordinate the title company, finance company, termite inspection, home inspection, survey, repairs, make sure contingencies are met, set up walk through inspections and keep everyone informed.
Service/Product Coordinator Our service and products coordinator will provide you with Home Warranty information, along with additional home saving values.
INSPECTIONS / SURVEY Purchase your home the safe way. HOME INSPECTION Have a professional home inspection. The cost of a home inspection is small compared to the cost of a major repair or defect. Let a professional assure your purchase before you close on your home. Home Inspections start from $250
TERMITE INSPECTION A termite inspection is required by most lenders and should be done even if you are purchasing cash. The cost of an inspection is minimal compared to the damage and repair that may be needed. The cost of a termite inspection is approximately $50 to $100. Inspections are usually good for thirty days.
ROOF INSPECTION A roof inspection is highly recommended. In our climate roofing materials tend to wear out more rapidly due to the hot climate. A roof inspection costs approximately $125
AIR CONDITIONING INSPECTION Check it out before you close on your purchase. Any costly repairs and items will be inspected for operating condition. Inspection costs are approximately $175
SURVEY A survey is generally required by a lender and paid in your closing costs. The typical survey is a tie-in survey, which shows the property boundary and the location of the improvements to the property boundaries. You should have the elevations of the improvements and property included to determine if Flood Insurance is needed.
PURCHASE EXPENSES FINANCE YOUR PURCHASE · Down payment · Loan Costs - 2% to 3% of the mortgage typically include the following · Survey · Appraisal · Termite Inspection
Items regardless of purchase method · Home Owners Insurance · Home Warranty · Home Inspection · Air/Heat Inspection · Roof Inspection
UTILITY DEPOSITS · Electric · Water – Sewer · Phone · Cable TV
BUYING TIPS
1. Get on our Hot List and find out about new properties before anyone else. 2. Simply call us and one of our buyer agents will add you on their buyer list. 3. As new listings come on the market that fit your parameters we'll call you. 4. Take a ride by the property and if you are interested we'll arrange a showing. 5. Be prepared to make a fast decision if you find a home you like.
HOME WARRANTY Protect yourself from costly repairs and breakdowns after you close. With a Home Warranty Protection Plan you are covered for one year. Coverage Includes: * Major appliances * Heating and cooling systems * Electrical * Plumbing * Pool and other options available Ask your sales agent about a Home Warranty
MORTGAGES We provide mortgage services. We will have you pre-qualify for financing, ensuring that your will be able to purchase with no delay when the right home is found.
In addition we provide access to nationwide lenders and resources to give you more financing power.
CENTURY 21 Palm Realty Voice (727) 372-2121
A great place for all your mortgage needs and information
BUYER SERVICES At CENTURY 21 Palm Realty we provide professional services to assist you in purchasing a home. INCLUDING; * Buyer Representation * Selecting neighborhoods and homes * Professional advice * Internet showings * Home Showings * Setting home showing appointments * Showing follow up * Contract Contingencies * Contract Writing * Home Inspections * Negotiating Offers * Repairs and Estimates * Walk through Inspections * Coordinate and Close your purchase
